Bond Busters is an independent broker - facilitating debt solutions for South African home owners.

Bonds

Bond Busters are the leading independent broker in South Africa.  We offer:

Debt Consolidation and other highly effective Debt Solutions
Facilitation of the best products for new bonds
Remortgaging advice
Expert consultants offering the highest quality of service and advice

The South African credit market has changed significantly over the last few years heightening the need for customers seeking debt solutions to use an independent broker like Bondbusters. So contact us for the best advise and options out there, before you do anything:

Find out why it is beneficial to use an independent broker.



I have found a property and I need finance:  
 
I have a signed offer to purchase
I have a deposit for my mortgage finance as well as the registration costs  
I have a clean credit and bank record  

New Home Loans


Bond Busters are the only independent home loan brokers in South Africa. We assist the homebuyer in securing the best home loan product available.

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I have an existing property and would like to get the most out of it:  
 
I have equity in my property
I would like to leverage the equity in my property to manage my debt  
I have a clean credit and bank record  

Debt Consolidation


Home Loans are your cheapest source of finance due to it being secured on your property. Debt consolidation is all about reducing the amount of interest, and monthly charges you are paying on your outstanding debts.

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I wish to enquire about a Debt Solution:  
 
I would like to purchase property but do not have a deposit
  OR  
I am having trouble managing my current debt obligations  

Debt Solutions


A debt solution is a non-lending solution to assist you to regain financial control and ultimately work towards debt freedom.

We have 2 options on offer - either our unique Debt Management Plan or formal Debt Review. We facilitate the negotiation with your credit provider to find a solution.

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None of the above suits my needs:  
Contact us to receive tailored expert advice
News on South African Home Loans

How to add value



Over time it is a good idea to spend on improvements to your property as this can add significantly to its value. BondBusters offers you 5 tips on how to do this:

1. When you're planning your budget, the last thing you want to do is spend money...
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Articles about remortgaging your home loan

Bond Busters Testimonials

Dr R Edwards (from Cape Town)


"At the time of approaching Bond Busters Dr Edwards’ property was valued at R1, 800,000 and he had an outstanding bond of R590, 000. Based on LTV, income, professional qualifications and bond size, the rate of 1.1% below prime (9.9%) he was getting from his lender was..."

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5 second interest rate calculator

Calculate the whether you are paying the right rate on your bond and see how much we can save you.
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Income & Mortgage Installment Calculator


Calculate the maximum mortgage loan that you can afford and what the monthly repayment will be.
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Mortgage Savings Calculator

Work out whether or not you should refinance your current mortgage at a lower interest rate.
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Capital & Cost

Get a detailed breakdown of your proposed monthly payment schedule.
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Submit an online application in a few easy steps!
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BondBusters is a member of the IDM Group.

IDM offers integrated financial consultation to consumers on their debt matters by facilitating intelligent solutions between lenders and borrowers.

IDM - Your partner in choosing the right debt solution.

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© 2005 Bond Busters
Debt Consolidation
What is Debt Consolidation?
Debt Consolidation Process

Who Can Consolidate Debts?
Debt Consolidation Fees

Why Consolidate Debts?
Mortgage Guide
What is a mortgage?
Other mortage costs
How much interest?
Bad Credit

Amount to borrow?
How do I repay?
Mortgage Products
Independent Broker

Do I need a deposit?
Different mortgages?
How to get a mortgage?
Home loan Remortgaging
Online Calculators
Online financial calculator
Mortgage saving

Rates calculator
Capital costs calculator

Mortgage installments
Property Buyer guide
Home loan advice
Home loan process
1st Time home loan buyers

Home ownership
Home loan delay factors
Building your home

Mortgage Products
Home loan supporting documentation
Home loan FAQ