3. Supporting Documentation
The application form is only a small part of the documentation required to initiate a new home loan application. You will need to supply additional documentation in support of the application. This information varies according to the type of loan facility you want, the lender you wish to do business with and your personal financial situation. The following is a list of the documentation that most lenders will generally require to process your loan application:
All Applications |
Companies/Close Corporations |
Trusts |
Copy of ID document |
Copy of latest financial statements |
Copy of the Trust Deed |
Offer to Purchase |
Details of all directors/members |
Resolution advising who may sign the application form and all relevant documentation |
Proof of Income
Salary slip if employed
Auditors letter or statement of assets and liabilities if self employed |
Founding Statement |
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Close Corporation or Company certificate |
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Memorandum and Articles of Association |
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3 months personal bank statements if employed
6 months personal and business bank statements if self employed/company/CC or Trust |
Resolution by all directors or members of the company or CC advising who may sign the application form and all relevant documentation |
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Read about being a 1st time property buyer |
Credit card expenses
