The remortgage application process

• Fill in the application form, this will usually take you 20 minutes and once it is completed we can begin the remortgage process. By submitting your application form you are under no obligation to go through with your remortgage, but it enables us to begin canvassing the lenders.
• Send us an email, and one of our consultants will phone you at your convenience.
• Phone us on +27 (0) 861 287 837 and discuss your application immediately with one of our consultants.

Once your remortgage application has been submitted an immediate email reply will be sent to notify you that we have received your application. Thereafter a Bond Busters consultant will contact you within 24 hours to discuss your application.

Once your application has been submitted, please can you check your documentation to ensure you know the notice period of your existing mortgage. (This is normally a period of one month, but can be up to 3 months)

We also ask you to fax:

• a copy of your I.D
• a copy of your salary slip if employed
• Three months personal bank statements
• If you are self employed you must fax us six months bank statements, a copy of your latest financial statements, and management accounts
• Six months of statements from your present bond if you are re-mortgaging

Fax us on +27 21 469 9801

Step 2 - We canvass the market to negotiate you the best deal. We will find you the best mortgages available and will contact you again to discuss what mortgages the banks are able to offer you.

Step 3 - The best deal is chosen and the chosen bank proceeds with a valuation of your property. Provided this valuation is in order your bond offer is confirmed and a Final grant is given.

Step 4 - Once the bond offer has been accepted our lawyers will be in touch with you to assist you with the cancellation of your original bond and the re-registration of your new bond.

Remortgage | Why Remortgage | The Remortgaging Process | Costs of Remortgaging