WELCOME TO BOND BUSTERS

South Africa's leading, independent
mortgage brokers.


Offering you MORE than the average debt
solution.
  APPLY NOW!ABOUT USFAQ'sPRESS ARCHIVE

How do I know if I should Consolidate?

Follow our 3 Step Plan for deciding whether to Debt Consolidate or not:

  • Will Consolidation save me money monthly?
    Your calcluations should include repayment as well as monthly fee savings

  • What type of consolidation is best for me - secured or unsecured?
    This would depend on whether you had property or not, the cost of secured lending (in terms of registration costs) as well as the amount required to be consolidated)

  • Will it save me over the long run?
    Consolidation must be better for you in the long run, i.e. you must not incurr more interest over the period because of extended terms. Do not consolidate credit card debt at a rate of 21% that can be paid off in 12 months into a loan of 35% to be paid over 5 years - unless you intend to use the monthly cash flow saving to over-pay your loan to reduce your interest burden

Follow the links on the right to navigate to the different sections of our Debt Consolidation Guide or click here to go to the next part of the guide.

Buyer Guide



Expert Advice





BondBusters is a member of the IDM Group.

IDM offers integrated financial consultation to consumers on their debt matters by facilitating intelligent solutions between lenders and borrowers.

IDM - Your partner in choosing the right debt solution.

Read more...

Justmoney.co.za Credit card expenses
adding up?
Simply visit Justmoney.co.za and save!





APPLY NOW!|ABOUT US|FAQ's|PRESS ARCHIVE
Mortgage guide|Debt consolidation|Online calculators|Buyer guide|Insurance|Contact