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2. Factors that delay the registration of a home loan

• Failure by the seller and/or buyer to provide personal information

• Failure by the seller to provide details of the bank holding the existing home loan

• The existing home loanholder delaying provision of cancellation figures and Title Deeds to the Transferring Attorney

• Delay in receiving rates and taxes figures from the local authority and/or the clearance certificate from the Transferring Attorney

• Failure by the buyer to pay a deposit (if required)

• Delay in the provision of guarantees

• Failure by the buyer to pay home loan and transfer costs on time Delay to comply with other requirements of the bank.

• Delay by the buyer in signing transfer and/or home loan documents

• When the Home loan Attorney, Transferring Attorney and Cancellation Attorney are three separate firms

• Delay by the seller in signing the transfer documents

Read about supporting documentation required for home loans

Buyer Guide



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